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United Airlines Flight Attendant Newsletter is NOW AVAILABLE!


Take Control of Your Future

401k choices can be confusing and overwhelming. EZTracker‘s goal is to eliminate the guesswork and help you manage your 401k to reach your long-term financial goals. Since 2002 we’ve helped thousands manage their 401ks with superior results. 

How Does EZTracker work?

Every month EZTracker publishes three model portfolios, data about the choices in your 401k, an overview of the current market, and timely investment information.  As a subscriber you can follow one of the model portfolios or you can use our data to construct your own portfolio. EZTracker is designed to meet your individual investment style and need.

On the last Sunday of each month we’ll send you an e-mail announcing the new issue of EZTracker.  Just download your copy and update your 401k portfolio. It’s that easy. We provide simple instructions and a FREE Help Hotline to get you started -- and to keep you on track.

Your Risk Quotient and the Portfolios

Before choosing an EZTracker portfolio to follow, you must determine your Risk Quotient.  Ask yourself five questions: How far am I from retiring? What are my financial obligations until then? How much money do I need for the lifestyle I envision? How much risk can I afford? How much risk am I comfortable with?  You must be comfortable with your investment strategy.   

You should carefully assess your risk tolerance before making any investment decisions.  For help thinking about your ability and comfort with risk, we suggest using a free risk quiz developed by our friends at Friedenthal Financial:  Risk Tolerance Quiz

Each of EZTracker's four model portfolios is designed for different investment needs and styles. Whether you’re an aggressive, moderate or conservative investor, EZTracker has a portfolio for you.

Our Philosophy

An investment strategy should be measured one way: Results over time.  Not one-week, one-month, not even one-year. By evaluating the performance of your 401k funds and upgrading every month, EZTracker follows market leadership. EZTracker‘s monthly updating is, in effect, another form of diversification and a method for moving assets incrementally. Our goal is to deliver long-term superior results by seeking the best performance that reflects current market conditions.

How does EZTracker compare with Target Date Funds?

Target-date funds simplify investing in many ways but they can complicate it if they get your risk exposure wrong.  Investing is not a one-size-fits-all and everyone’s situation is different.  Target-date funds tend to be more cookie-cutter and they don’t take into account where you fall on the aggressive, moderate, or conservative risk tolerance scale.  Choosing a target-date fund based solely on your expected retirement date could leave you with an investment that exposes you to too much - or not enough - risk to meet your financial goals.  Please check out this link for a recent comparison between EZTracker and the Target Date funds available through United's 401k plan: EZTracker vs Target Date


EZTracker began publishing the 401k newsletter for United Airlines Pilots on March 25, 2018.  Flight Attendants was added on November 29, 2020.